Microsoft Defender Antivirus
Microsoft Defender is free, pre-installed, and has closed most of the gap with paid suites — a legitimate baseline for budget-conscious or minimalist users.
Microsoft Defender's detection has improved substantially in recent years, now scoring within a few points of several paid suites in independent lab tests.
Being built directly into Windows, it has the lowest possible overhead of anything in this list, with no separate background service to manage.
Coverage is genuinely solid for core protection — ransomware folder controls, SmartScreen, and cloud-delivered updates — but there's no VPN or password manager.
It's free and already installed — there's no purchase decision to make, which is exactly the point for minimalist or budget setups.
Windows Security's interface is plain but functional, tucked into Settings rather than a standalone app, with fewer configuration options than dedicated suites.